What is a QDRO? A QDRO is a “Qualified Domestic Relations Order”, a specialized court order used to divide retirement accounts governed under Federal ERISA law. While the term “QDRO” technically only applies to ERISA governed plans, the term “QDRO” is commonly used among family law attorneys and litigators when […]

Questions and Answers With David T. Ruegg, QDRO Attorney



QDRO Process: If you are reading this you have just begun the retaining process with our office. To complete the retaining process you must provide our office with : Your signed and completed Retainer Agreement; Your retainer fee; Your completed Addendum (which includes all parties information not just your own); […]

Want to know more about the QDRO process/procedures at Ruegg ...



It is a common misunderstanding that I, as a QDRO attorney, know how much Parties will receive. As a QDRO attorney, my job is more comparable to a translator than a financial advisor or a CPA. Usually I need not see the records to translate the terms of your judgment […]

How Much Am I Going To Get From The QDRO?


Whenever you combine and equalize accounts-what you are doing is mathematically saying that $1 in investments in one account is equal to $1 in investments in the other account-which is mathematically inaccurate-the degree to the inaccuracy depends on the investments, but one party will be ‘shorted’ on the investment gains […]

Be Careful Equalizing Different Accounts Against Each Other


At the martial settlement stage, clients expect that discovery is finished and all there is left to do and know about a case is what ‘strategy’ to employ in settlement negotiations or trial.  Yet commonly the retirement assets, often the largest assets of the marriage, are insufficiently researched before commencement […]

Non-qualified plans-what you don’t know




$950 1st QDRO/DRO (Not Military or FERS/CSRS) $750 Each Additional QDRO/DROs $1100 Military Division Order (Defined Benefit Plan) $1100 FERS/CSRS Division Order $400 Hourly Rate (Expert Testimony, Expert Opinion Letters, Limited Scope Consulting QDRO Attorney) $350 Ex Parte Preparation (For Entry of QDRO/DROs only) $350 Notice Of Submission/Request for Order […]

2018 Rate Sheet


If you need to complete a separate property trace, please check out my calculators for public use!  I have calculators for tracing pre-marital interest and post-marital interest and different calculators if you have all the records-or do not have all the records and want to plug in your best guesses! […]

Separate Property Tracing Calculators